A2. Preferably the whole duration of your study overseas to avoid the hassle of policy renewal and also save on the total amount of premiums paid.

A3. Yes! Enrolment by parents/authorised representatives is acceptable. Policy will be effected at date of enrolment upon receipt of full premium.

A4. Yes! Policy will be effective at date of enrolment upon receipt of full premium.

A5. No! Only luggage & personal effects that the Insured travels with (i.e. accompanying luggage) will be covered.

a) Will Travel Guard assist to provide transportation via other mean such as ferry or coach where appropriate?
(b) If an air ticket AND a railway ticket is required to get to the destination, will they be provided?
(c) For what duration will accommodation charges of the visiting family member be covered?

A6.
(a) Yes
(b) Yes
(c) Accommodation charges for the visiting family member will be covered for the duration of Insured’s hospitalisation from the 6th day onwards. This is subject to a maximum of S$320 per day up to the maximum limit specified in the plan selected

(a) before the effective date (which is departure date)?
(b) after the effective date?

A7.
(a) If 30 days written notice is given to AIG Asia Pacific Insurance Pte. Ltd., policy may be terminated with full refund of premiums? If less than 30 days written notice is given, an administrative charge of S$ 25 will be levied.
(b) If the remaining term of the policy is 6 months or longer, the policy may be terminated with pro-rated refund of the premiums that have been paid.
PS : The above also applies to Family Cover.